Fixed Deposits

"Safety, Stability, and Assured Returns"

Fixed Deposits have always been one of the oldest and most trusted investment choices, a symbol of safety passed down through generations.

They offer guaranteed returns, capital protection, and the comfort of steady growth, no matter how the markets move. At Rughwani Wealth, we help you access FDs from leading banks and financial institutions, ensuring you get the best available rates, flexible tenures, and a seamless booking experience.

FD Options

Traditional FDs from leading public and private sector banks offering DICGC insurance coverage up to ₹5 lakhs.

Includes:

DICGC insurance coverage
Wide range of tenure options
Auto-renewal facility
Loan against FD facility

Higher interest rates from AAA-rated NBFCs and corporates for investors seeking better returns with calculated risk.

Includes:

Higher interest rates than bank FDs
Quarterly/monthly interest payout options
Flexible tenure from 1 to 5 years
Credit rating transparency

5-year lock-in FDs that offer tax benefits under Section 80C of the Income Tax Act.

Includes:

Tax deduction up to ₹1.5 lakhs under 80C
5-year lock-in period
Guaranteed returns
Available at most banks

Special FD schemes for senior citizens with additional interest rates (usually 0.25-0.50% higher).

Includes:

Higher interest rates for seniors
Regular income options
Priority service
Special schemes and benefits

Why Choose Fixed Deposits?

Stable monthly income for retirees and conservative investors

Capital preservation with zero market risk

Low-risk component in diversified portfolios

Guaranteed returns regardless of market conditions

Interested in Fixed Deposits?

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Fixed Deposits

FD Options

Bank Fixed Deposits

Corporate Fixed Deposits

Tax-Saving Fixed Deposits

Senior Citizen FDs

Why Choose Fixed Deposits?

Interested in Fixed Deposits?