Disclaimer

General Disclaimer

The information provided on this website and through our services is for general informational purposes only. While we strive to keep the information up to date and accurate, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website.

Investment Risk Disclaimer

All investments carry inherent risks, including but not limited to:

• Market Risk: The value of investments may fluctuate due to market conditions
• Credit Risk: The possibility that a borrower may default on obligations
• Interest Rate Risk: Changes in interest rates may affect investment values
• Liquidity Risk: Investments may not be easily convertible to cash
• Inflation Risk: Returns may not keep pace with inflation
• Currency Risk: For international investments, exchange rate fluctuations may impact returns

Mutual Fund Disclaimer

Rughwani Wealth is an AMFI Registered Mutual Fund Distributor (ARN: 337298). We act as distributors and not as investment advisors. The mutual fund schemes recommended are based on your stated investment objectives, risk tolerance, and investment horizon.

• Mutual fund investments are subject to market risks
• There is no assurance that the investment objective of any scheme will be achieved
• Past performance of the sponsor, AMC, or mutual fund does not guarantee future performance
• The NAV of units may go up or down based on market conditions
• Please read the Scheme Information Document (SID) and Statement of Additional Information (SAI) carefully before investing

Insurance Disclaimer

Insurance is a subject matter of solicitation. We are insurance distributors and the products offered are underwritten by respective insurance companies. Please note:

• Insurance products are underwritten by the respective insurance companies, not by Rughwani Wealth
• Please read all policy documents carefully before purchasing
• Tax benefits are subject to changes in tax laws
• For complete details on risk factors, terms, and conditions, please refer to the policy brochure
• The premium paid is subject to applicable taxes

Fixed Deposits Disclaimer

Fixed deposits offered through our platform are issued by respective banks and NBFCs. The interest rates and terms are determined by the issuing institutions. Please note:

• Interest rates are subject to change without prior notice
• Premature withdrawal may attract penalties as per the issuer's terms
• Bank deposits are covered under DICGC insurance up to ₹5 lakhs per depositor per bank
• Corporate FDs carry credit risk and are not covered under DICGC

No Guarantee of Returns

Rughwani Wealth does not guarantee any returns on investments. Any projections, estimates, or forward-looking statements are based on assumptions and are subject to significant uncertainties and contingencies. Actual results may differ materially from any projections.

Regulatory Information

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